Life is unpredictable, but your finances don’t have to be. At American Medical Plans, we help individuals and families secure reliable, affordable accident insurance to protect against the unexpected.
Whether you’re self-employed, between jobs, or just want extra peace of mind alongside your health plan, our team is here to help you find the right accident insurance coverage—tailored to your lifestyle, needs, and budget.
1. Accidents at Work
Depending on your job, your workplace can be a dangerous place, filled with hazards all around. Surrounded by other works and equipment, accidents can happen to anyone when they least expect it. If you are injured at work, our coverage can help with expenses.
2. Accidents Happen at Home
Many people don’t realize accidents can happen around your home. You can easily fall down the stairs, fall off a ladder cleaning out your gutters, or in numerous other ways. If you have an accident at home, knowing you’ll be covered gives you peace of mind.
3. While Playing
Many people enjoy the great outdoors, such as hiking and fishing. Others enjoy playing sports in their evenings and weekends. The likelihood of an accident happening greatly increases if you enjoy these types of activities. make sure you are covered if they do
4. While Traveling
Traveling is an essential part of life, whether it is for business or pleasure. The world is a busy place and a lot of things can happen. If you are injured while traveling, you’ll be covered and you’ll receive help with your expenses, which can quickly add up, depending on the injury.
ACCIDENTAL INJURY BENEFIT
This benefit pays the actual charges for medical treatment due to accidental injury up to the amount shown per unit. Covered expenses include physician’s fees, surgery, x-rays, fracture reduction and dislocations or other emergency first-aid expenses. All covered expense must be incurred within 45 days of the accident-causing injury. If the expenses are incurred at a hospital emergency room, a $50 deductible will apply for each accidental injury.
ACCIDENTAL DEATH BENEFIT
This benefit pays a fixed amount per unit if an insured suffers a fatality as a result of an accident.
GROUND OR AIR AMBULANCE
This benefit pays the actual charges for ground or air ambulance transportation due to an accidental injury, up to the amount shown per unit.
HOSPITAL INCOME BENEFIT
If an insured is hospitalized for an accidental injury, we will pay a fixed amount per day, beginning the first day of confinement, subject to the number of units purchased. Payment will be made up to 30 days per hospital confinement resulting from any one accidental injury.
This benefit pays a fixed amount per unit if the Primary Insured suffers any of the following dismemberments as a result of accidental injury.
Benefits are for the Primary Insured only. Loss of Finger or Toe, Loss of Hand, Arm, Foot or Leg, Loss of Sight.
In 2016, unintentional injuries or accidents were the third leading cause of death accounting for an estimated 146,571 deaths.
Protecting yourself and your loved ones from life’s unexpected accidents doesn’t have to be complicated—or expensive. Let American Medical Plans help you find the right coverage so you’re ready when it matters most.
Schedule your free accident insurance consultation today.
Quick. Affordable. Reliable. That’s the American Medical Plans difference.
Personalized Health Insurance Consultations
We start with a free, no-obligation consultation to understand your unique healthcare needs, budget, and preferences. Whether you’re looking for comprehensive coverage or something more budget-friendly, we help you find the best fit.
Marketplace & Private Plan Comparison
We compare ACA Marketplace plans and private insurance options from top carriers—ensuring you don’t miss out on any available subsidies, tax credits, or plan features. We’re not tied to any one provider, so we work for you—not the insurance companies.
Affordable Coverage for Families and Individuals
We help you explore plans with the right balance of monthly premiums, deductibles, copays, and benefits. Whether you’re covering just yourself or your entire family, we find the coverage that works best for your needs and financial situation.
Year-Round Support
Our commitment doesn’t end after enrollment. We provide ongoing support to answer coverage questions, help with claims, and review your plan each year to make sure it still fits your needs.
When it comes to protecting your health and your finances, you want someone you can trust. Here’s why individuals and families choose American Medical Plans:
We’re Independent
We’re a locally owned and operated agency, proudly serving our community with honest, personalized service. We take the time to listen and get to know you—no call centers, no one-size-fits-all solutions.
100% Free Service
There’s no cost to work with us. Our services are completely free, and we’ll never charge you for advice or enrollment help. We’re paid by the insurance carriers, so our priority is finding the best plan for you.
Licensed Health Insurance Experts
Our licensed agents are trained to help you navigate the health insurance system with ease. We stay current on policy changes, carrier options, and subsidy guidelines so you don’t have to.
No Pressure—Just Support
We don’t believe in pushy sales tactics. Our goal is to educate and empower you, so you can make confident decisions about your health coverage.